For Teachers

Services just for teachers

We are fully qualified with Teachers Mutual Bank to write home loans for teachers and their families.

Teachers Mutual Bank have been helping members make the most of their money and their careers since 1966.

With over 174,000 members and more than $5.3 billion in assets they are dedicated to providing financial products and services exclusively for teachers, their families and employees in the education sector.

AFS is a Teachers Mutual Mobile Lender

Teachers Mutual Bank exist for the mutual benefit of their members, which means everything they do is to ensure the members have a brighter future.

We know life gets busy. So when you don’t have time to drop into your local office of Teachers Mutual Bank, you can contact one of our mobile lenders and we can come to you.

From buying your first home to upgrading or refinancing, our experts are on call to help you find the home loan that’s right for you.

Advanced Finance Solutions - Teacher Mutual Bank logo
Advanced Finance Solutions - Home loans for teachers

Why Teachers Mutual?

What benefit do I get by using Teachers Mutual Bank over regular banks?

  1. You can borrow up to 98% of the purchase price Loans for First Home Buyers and this will help you cover the cost of mortgage insurance. Most banks will only lend you up to 95%.
  2. You can redraw on a fixed interest rate. This is rare for a fixed home loan.
  3. You can have a 100% offset account on a fixed interest rate. Not many lenders have offset accounts on a fixed product.
  4. Teachers Mutual Bank has a very low competitive interest rate.

Do I qualify?

Do I qualify to get a home loan with Teachers Mutual Bank?

You qualify to use Teachers Mutual Bank if any of the following apply to you

  1. You are a teacher and work for an childhood education or childcare early centre.
  2. You work in the Australian education system at:
    • a government school or preschool
    • an independent, private, or religious school or preschool
    • a university or TAFE
    • a government education department
    • an independent, private, or religious education office
  3. You are studying a teaching degree at university and are a member or becoming a member of your relevant education union.
  4. You are a family member of a member of Teachers Mutual Bank.
  5. You are a member of a Teachers Health Fund or UniHealth Insurance.
  6. You are a member of a relevant industrial association.
  7. You are retired and worked in the Australian education sector.